Retirement Saving

As one leaves past his young, energetic years, the stress of old age and coming of retirement years start looming large. The major stress that is associated with retirement is the cessation of monthly income, but why let this inevitable fact impact your life? With careful retirement planning, you can continue living your life as you are living today, with no change in your lifestyle.

If you want to enjoy your later years as happily as today, avail best retirement investment options for retirement planning and start planning for the time that is going to come. Fulfill your financial responsibilities and live a peaceful life with careful savings. Avail retirement planning services from us at Merks Capital and we will help you plan a better tomorrow. While guiding you, we will take into consideration your changing needs like medical expenses, traveling expenses, your monthly expenses and more so that you are able to live a comfortable life without worrying about finances.

The sole purpose of retirement planning is to be capable of maintaining one’s present lifestyle post their retirement and to attain fiscal independence. In order to satisfy their requisites post retirement, the average investors in India usually plough money into LIC policies, MIS, Employee Provident Fund (EPF), and Public Provident Fund (PPF). However, as a result of the burgeoning healthcare costs, higher inflation rates, and increased life expectancy, such schemes possess the likelihood of failing to meet the retirement requirements. You now must be pondering as to what can be the apt investment alternative for retirement planning. Well, it’s mutual funds. Mutual funds, with their tax-efficient returns and low cost features are the ideal investment option for retirement planning.

Your retirement will be more enjoyable if your income is structured to fit your lifestyle choices and if you have developed a retirement plan. Following are the steps:

  • Identify and compare your income and expenses to determine any shortfalls or surpluses
  • Review and analyze the various retirement income strategies
  • Review and compare those retirement income options available
  • Develop an action plan with us